Interest rates are at historical lows with many lenders offering rates of under 5%. This definitely increases affordability when shopping for a home. The Fed has declared that they will keep their  interest rate where it is for right now, but they are concerned about inflation in the future. This will require them to raise interest rates, most likely some time next year.  For the latest interest rate info, you can go to or you can contact a couple of lenders to see exactly what interest rate you can qualify for on a home loan:

Heather Millspaugh at Banker’s Funding: 949.547.4858

Dave Gaylord at Loan Link Financial: 949.939.6011

Mary Vachon at Wells Fargo: 949.244.5890

Posted by Jackie Gibbins

I live and work in Mission Viejo as a Real Estate Agent. Born in Santa Monica, CA and grew up in Westminster and Huntington Beach. Middle child of five and mother to two awesome sons, now grown. An artist, nature lover, observer, geek and people person, I love the area, love what I do and enjoy sharing any info and insights so others can find their dream as well.

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